90-Day No Pay Is Back!
Summer is here, and so is one of our favorite auto loan offers.
For a limited time, HCP Credit Union members can get 90 days with no payments on eligible new and used auto loans. You can also use this offer when you refinance an auto loan from another financial institution.*
That means you can get the vehicle you need now and enjoy up to 90 days before your first payment is due.
Whether you are planning summer road trips, replacing an older vehicle, or looking for a better loan option, HCP Credit Union is here to help.
Drive Now. Pay Later.
With HCP Credit Union’s limited-time auto loan offer, you can enjoy:
90 days with no payments*
Competitive auto loan rates
Easy online applications
Local service from a team you can trust
Refinance and Save
Already have an auto loan somewhere else? This summer may be a great time to bring it to HCP Credit Union.
When you refinance, you may be able to lower your monthly payment, get a better rate, or make your budget easier to manage. Plus, with 90 days before your first payment is due, you can give your wallet a little extra breathing room this summer.
Local Service You Can Count On
At HCP Credit Union, we make auto financing simple. Our team is here to answer your questions, walk you through the process, and help you find a loan that fits your needs.
From application to approval, we are ready to help you move forward with confidence.
Apply Today
90-Day No Pay is back, but only for a limited time this summer.
Don’t miss your chance to take advantage of this special offer. Apply today!
*Offer valid on new, used, or refinanced auto loans from another financial institution approved between June 1, 2026 and June 30, 2026. Interest will continue to accrue during the 90-day deferred payment period. Offer subject to credit approval and membership eligibility. Additional terms and conditions may apply. Contact HCP Credit Union for complete details.