Bank, Borrow, and Save with HCP Credit Union!
When you choose to bank, borrow, and save with HCP Credit Union, you're not just making a financial decision; you're making a statement about your commitment to community support and financial well-being. How so?
You are an owner! When you join our credit union, you become a member-owner. You have a say in how we operate.
We are Not-for-profit. Credit unions are structured to promote their members' financial wellness rather than reward investors. Profits earned by the credit union are returned to you, our members, in the form of reduced fees, higher savings interest rates, lower loan rates and free services.
We are a Financial Cooperative. Credit unions create a cycle of mutual support for all members. The deposits of one member are used as part of a loan for another member. Our common goal is to benefit all credit union members.
We are Community-Oriented. A credit union serves a community of local members. As such, the credit union better understands the needs of its community than a large bank might. We support many local events and community causes, which means you have a part also!
Thank you for your membership with our credit union! Every product you choose, every deposit you make - strengthens our community of members. Together, we thrive.