Simple Everyday Banking:

With no minimum monthly balance and no monthly fees, HCPFCU Free Checking makes everyday banking simple. Plus, you get nationwide access to your accounts through our network of 30,000+ ATMs.

Basic Checking Account (Share Draft Accounts):

Have your monthly income direct deposited into this account (payroll, social security, etc.). Receive alerts notifying you when the money is in your account. Use our mobile app to deposit any paper checks you receive.

• $25.00 minimum initial deposit to open

Account Features:

• No monthly Fee and No minimum balance

• First 50 checks are free!

• ​Free online banking, bill pay, and account transfers across HCPFCU accounts

• ​The latest in Mobile app capabilities including mobile check deposits, bill pay, account alerts, and more

• Make secure, mobile payments on your Apple, Android, or Samsung device with digital wallet

• Activate Courtesy Pay, a $500 line of credit for qualified members to use for overdraft protection for unexpected expenses*

• ​Access to ATMs nationwide with our surcharge-free ATM network

• Free unlimited signature or PIN-based debit card transactions

• ​Plus, automate savings with our Change Saver Debit Card Round-Up when you sign up.

*Overdraft Protection is a discretionary service provided to members with a checking account in Good Standing.

Teen Checking Account with Debit Card:

Teens (and parent/guardian joint owners) can monitor account activity via our mobile app and set up transaction alerts. The teen member will also have a debit card so they can learn to manage regular transactions in their name.

• $25.00 minimum initial deposit to open

Account Features:

• No monthly Fee and No minimum balance

• ​Free online banking and account transfers across HCPFCU accounts

• ​The latest in Mobile app capabilities including mobile check deposits, account alerts, and more

• Make secure, mobile payments on your Apple, Android, or Samsung device with digital wallet

• ​Access to ATMs nationwide with our surcharge-free ATM network

• Free unlimited signature or PIN-based debit card transactions

• ​Plus, automate savings with our Change Saver Debit Card Round-Up when you sign up

Sign up for our Teen Program here.