Debt Protection

Affordable financial protection against the unexpected.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP):  helps protect members against financial loss if their GAP-protected vehicle is stolen or declared a total loss. This protection helps you to bridge the GAP between the amount you owe on your vehicle and the amount your auto insurance company will pay.

Debt Protection with Life Plus

Financial Protection for the unexpected – protect the ones that matter most.

Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:

• Involuntary Unemployment
• Disability
• Death

For additional protections, Life Plus can extend your Debt Protection with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

Auto: Mechanical Repair Coverage

Members can add this extended warranty to their automobiles regardless of where it is financed.

Mechanical Repair Coverage

Even the most reliable vehicle can develop a mechanical problem. Our auto warranty is the most comprehensive vehicle service contract with coverage available for all automobiles so that you will be able to enjoy your new purchase and have "Peace of Mind." 

No matter where you travel in the United States, you are protected against major mechanical expenses, and there is no deductible on covered parts and labor.

  • $0 deductible

  • 30-day money-back guarantee

  • Works with any certified mechanic of your choice

  • 24/7/365 Emergency Roadside Service

  • Plans are transferable if you sell your car

  • All plans come with rental and trip interruption benefits

This summary is not intended to provide in depth information about all plans available. Complete terms and provisions are contained within each of the plans.

Note:  Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. 

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. 

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GAP Insurance: Refer to the Guaranteed Asset Protection Waiver Agreement for comprehensive plan information.