Overdraft Protection

What are the benefits of our Overdraft Privilege Program?

Enrollment in the Overdraft Privilege Program is free. You will be charged a small fee if your account balance becomes negative. Once you enroll, your Point-Of-Sale transactions, ACH and ATM transactions, as well as your Share Drafts (limited to a maximum $500.00 negative balance), will never be returned for insufficient funds. There is a $20.00 fee per transaction, but you don’t have to worry about the embarrassment of returned checks and declined transactions.

To enroll in the program, please use the form below, or call us at 765-962-3172. Disclosures and full policy will be provided to the member upon application.