Your credit union membership brings you access to services and extras to help you get the most for your money! Check out your Member Perks below!

Member Referral

We’ll give $100 to you & the person you refer to open an account! It doesn’t matter if it’s your friends, family, co-workers or acquaintances! Terms Apply.

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Early Pay

When you have direct deposit with HCP Credit Union, you can automatically get your funds up to two days early. Terms Apply.

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Debit Card Round Up

This free service rounds up each debit card transaction to the nearest dollar and drops the difference into a special “Change Jar” savings account.

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Skip a Payment

Our flexible Skip-A-Payment program allows members to skip a payment on HCP Auto Loans and Personal Loans.

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Teen Credit Building

Help your teen learn responsible financial habits with our Award Winning Program! Teen and Student accounts require a parent or guardian as a joint owner.

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Judgment Free Credit Review

A 30 minute call for judgment-free guidance could help you save money and lower your payments.

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Free CARFAX™ Vehicle Report

Increase confidence when you buy your next used car with a CARFAX* Vehicle History Report™. With an Auto Loan from HCP Credit Union, you'll get access to a free CARFAX report at the time of loan approval.

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Low Cost Auto Warranty

Drive with confidence, knowing we’ve got your back. A breakdown can be troubling enough without the added worry of expensive repairs. That’s why we’re pleased to bring you Mechanical Repair Coverage.

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Debt
Protection

Affordable financial protection against the unexpected.

  • GAP Insurance

  • Debt Protection and Life Plus

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Insurance Options

Are you covered? We have insurance resources for you!

  • Life Insurance

  • Disability Insurance

  • Long Term Care Insurance

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Family Membership

Let your family in on a good thing: Membership with HCP Credit Union. If you are a credit union member, members of your immediate family and household are eligible to join!

And the best part is, you get to share it..

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Cash Reward Credit Card

Mastercard Credit Card program with 1% Cash Back Rewards and No Annual Fee.

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Notary Service

We offer a free notary service to our Members! Give us a call at 765-962-3172 to find out more!

And more!

  • No Application Fees on Loans

  • Free Financial Education

  • Loan Rate Discounts

Coming Soon:

External Transfers: Transfer funds between your HCP Account and External Accounts.