Loan & Savings Rates

Rates posted are valid as of February 19, 2024. Rates are subject to change without notice.

Loan Rates

Loan Type Term Rate APR
New Vehicles Up to 84 Mos As low as 5.00%*
Used Vehicles Terms Vary As low as 5.25%*
New and Used Marine/RV Up to 180 Mos. As low as 7.75%*
New and Used Small RV Up to 84 Mos. As low as 8.50%*
Personal Loan Up to 84 Mos. As low as 9.99%*
Cash Rewards Credit Card Fixed Rate As low as 12.99%*
Home Equity Line of Credit Variable Rate As low as 7.50%*

*APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.

Savings Rates

Dividend Rate APY**
Reg Shares: < $1000
> $1000
0.05%
0.25%
0.05%
0.25%
S/Drafts: < $2000
> $2000
0.00%
0.00%
0.00%
0.00%
Christmas Clubs 0.25% 0.25%
IRAs: < $500
> $500
0.10%
0.30%
0.10%
0.30%

**APY is Annual Percentage Yield.

Term Share Certificate

Certificates Rate APY**
12 month Certificates - $500 Minimum 1.10% 1.106%
13 month Certificates - $5,000 Minimum 3.93% 4.00%
24 month Certificates - $500 Minimum 1.25% 1.257%
36 month Certificates - $500 Minimum 1.40% 1.409%

**APY is Annual Percentage Yield. Interest paid monthly.

IRA Term Share Certificate

Share Certificate Rate APY**
12 Month Roth Cert - $500 minimum 1.05% 1.055%
13 Month Roth Cert - $5,000 minimum 3.93% 4.00%
24 Month Roth Cert - $500 minimum 1.15% 1.156%
36 Month Roth Cert - $500 minimum 1.25% 1.257%
12 Month Traditional - $500 minimum 1.05% 1.055%
13 Month Traditional - $5,000 minimum 3.93% 4.00%
24 Month Traditional - $500 minimum 1.15% 1.156%
36 Month Traditional - $500 minimum 1.25% 1.257%

**APY is Annual Percentage Yield. Interest paid monthly.